Business Insurance in Hialeah, FL & Pembroke, FL
Sufficient insurance coverage can protect your business’s finances in case of costly damages, claims or liabilities. At Government Insurance Corp, we’re dedicated to supporting your business through policies that match your company’s needs.
What Policies Should My Business Carry?
In Florida, most businesses are required to have workers’ compensation insurance. This can cover your employees’ medical expenses and lost wages if they get sick or injured due to an on-the-job incident. The employers’ liability component within workers’ compensation coverage. It can also cover your legal expenses if you are sued for on-the-job injuries.
What are Recommended Policies for My Business?
Depending on your business’s own circumstances, your agent may recommend that you purchase the following:
- Commercial property insurance may cover the repair or replacement costs of furniture, equipment, tools and inventory. It can also cover damages to your office or storefront.
- Commercial auto insurance may cover damages to business-owned vehicles caused by fires, theft, accidents, vandalism or certain weather events.
- General liability insurance may be beneficial if a client files a claim of property damage, bodily injury or advertising injury against your business.
- Professional liability insurance may cover claims of negligence, missed deadlines or errors.
- Cyber insurance may cover damages caused by data leaks or cyberattacks.
How Much Do These Policies Cost?
The cost of business insurance policies may depend on the following factors:
- Industry
- Number of employees
- Location
- Prior claims
- Policy specifics (e.g., deductibles, coverage limits)
Get Covered Today
If you’re looking for insurance policies for your business, we’re here to help. Contact Government Insurance Corp for a personalized quote.